GAP COVER MEDICAL SHORTFALL
CMFS is accredited with:
- Sirago Gap cover
- Stratum Gap cover
Gap Cover is designed for South African medical scheme members who are worried about out of pocket payments. The cost of in-hospital medical treatment is on the rise. The shortfall that exists between what your medical scheme pays and the fee charged for private healthcare, is growing.
We offer service & advice on these product options as well as administration with regards to new applications, claims, refunds and option changes.