Protecting You from Unexpected Medical Expenses

Even the best medical aid plans can leave gaps in coverage that result in unexpected out-of-pocket expenses. CMFS offers expert guidance in selecting the right gap cover option to protect you from these unforeseen costs, ensuring that you and your loved ones are fully covered in any situation.

Gap Cover provides essential financial protection and peace of mind. At CMFS, we understand the importance of securing comprehensive coverage to safeguard your finances and well-being. As an accredited provider with leading Gap Cover insurers such as Sanlam, Sirago, Stratum and Total Risk Administrators, we offer expert advice and tailored solutions to address your specific needs. From assisting with new applications to managing claims, refunds, and option changes, our dedicated team is here to ensure you have the support and guidance you need every step of the way.

Trust CMFS to help you navigate the complexities of healthcare and find the Gap Cover solution that best fits your current needs and requirements.

Why Do You Need Gap Cover?

Covers the shortfall between what your medical aid pays & actual hospital costs

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